The guiding principle behind HRMP is that a reinsurer should bring value-added services to the reinsured. HRMP employees know and understand the problems facing group insurance managers in today's environment. They have the skills and expertise to assist in many facets of the reinsurance industry, including underwriting policy decisions, claims, contracts and actuarial analysis.

HRMP does not just offer reinsured rates and terms, it helps reinsured companies succeed.